Why will the lender ask for a Personal Guarantee?
Here's why a Personal Guarantee is required from a Director of the business.
To take out a loan, a director of the business needs to sign a personal guarantee, which makes them personally responsible for repaying the loan. 
The lender asks for this commitment because they offer unsecured loans, which means they’re not backed by any assets, and the type of Loan means you can repay the full amount at any point with no penalty.
A personal guarantee gives the lender reassurance that the loan will be repaid. 
Can I get a loan without signing a personal guarantee?
The Lender cannot provide a loan until you’ve signed a personal guarantee, but we can review your application.
Once you’ve received an offer, you can decide whether to go ahead with the loan and sign the personal guarantee.
Applying is completely free and doesn’t commit you to anything.
Once you’ve applied, usually a decision will be within 24 business hours.

Click here to submit application

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Trading Style of Alfa Financial Management Limited (AFML), 

Registered In the United Kingdom. Co. No. 8104199


Alfa Financial Management Limited offer commercial only business consulting services. Alfa Financial Management Limited is not regulated by the UK Financial Conduct Authority. Alfa Financial Management Limited is a commercial consultancy business providing marketing and introduction services to business.


AFML does not provide direct investment, legal, or tax advice. AFML is not a securities dealer and is not licensed to provide advice on securities. AFML provides marketing and business services as execution only business connecting business. Information is provided to clients for them to make an informed commercial decision.


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